Recent Posts

  1. How Our Beliefs Impact Our Insurance Buying Decisions

    by Bob Lilly

    A Personal Insurance Update All of us have certain beliefs pertaining to homeowner’s insurance, auto insurance and other personal insurance products.  These beliefs can often cause us to make uneducated, or even poor, decisions regarding our personal insurance.  This was recently confirmed in a study completed by the Insurance Information Institute (I.I.I.) Research publication, “Homeowner’s […]

  2. How Can Your Texas Business Limit Lawsuits?

    by Bob Lilly

    Texas Business Insurance Update Your business not only creates income for you, it may provide employment for other people.  Small and medium businesses are subject to the same risks as major corporations. You buy business insurance to help protect your business for claims and litigation that may come from a variety of sources. Remember, your […]

  3. You Will Never Need Personal Insurance If…

    by Bob Lilly

    A Texas Personal Insurance Update Are you tired of people telling you why you need to buy their insurance?  Are you sick of buying “cheap” online insurance, only to end up with the wrong coverage?  We thought it might be fun to tell that you do not need personal insurance if you meet the following […]

  4. Property Insurance For Your Texas Business

    by Bob Lilly

    A Texas Business Insurance Update Every business owns business property, and you may also own the building in which you run your operations. Property insurance protects the physical assets your nonprofit owns – such as computers, office equipment, buildings, furniture, fixtures, and other property. Every business should have a property insurance coverage to respond to […]

  5. Risk Mangers Offer Sound Advice

    Some of the nation’s top risk managers often share their secrets with the world through published articles and on social media. We have been tracking these tips over the past year and thought we might share a few of them with you. Trip and fall injuries from Disney – With the millions of people and […]

  6. Five Keys to Improving Your Personal Insurance

    by Bob Lilly

    A Personal Insurance Update We work to ensure that your personal insurance provides the protection you deserve and need.  We understand you may need different coverage like a personal umbrella, RV insurance, valuable articles coverage, earthquake, or flood coverage. Over the years, we have found that homeowners who adhere to the following strategies have a […]

  7. Contractors Insurance… A Must Read

    by Bob Lilly

    Contractors Insurance Update If you are a contractor you may have some coverage issues that you need to review. Many contractors’ insurance policies have limitations or exclusions that could cause un-insured losses. Contractors Insurance Concerns Contractual Liability The ISO Commercial General Liability Coverage form excludes damages or loss for which the contractor is obligated to […]

  8. 2017 Was A Tough Year For Many Insurance Companies

    by Bob Lilly

    2018 is here, and 2017 is in the rear view mirror.  Last year we saw and experienced many hardships and disasters, but also hand many successes.  We hope 2018 brings you much happiness and success.  2017 was a year in which many entire communities were destroyed by storms and wildfires, 20 million or more people […]

  9. Our Top Ten List For Texas Homeowner’s Insurance

    by Bob Lilly

    Homeowner’s Insurance Countdown There are many factors that go into determining your homeowner’s insurance premiums. We thought it might be fun to address our “top ten list” of things every homeowner should know before purchasing insurance. Remember, as your agent we can help you identify the best possible combination of coverage, price and service. You […]

  10. Common Risk Issues For Texas Property Managers

    by Bob Lilly

    Texas property managers often get caught in disputes between owners and tenants. Property managers can not only be sued by their own employees, but also by third parties and tenants. Also, property managers who have an equity interest in property have increased risks that often lead to conflict of interest claims. There is increased litigation […]

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