Recent Posts

  1. Does Business Really Solve Problems?

    by Bob Lilly

    A Texas Business Insurance Update According to the latest surveys by major insurers, small to medium sized businesses have a number of critical gaps in their insurance coverage. Most gaps are due to the business owner not fully understanding their risks and how to treat those risk with a well-designed business insurance program. While your […]

  2. A Guide to Texas Earthquake Insurance

    by Bob Lilly

    We had an earthquake in Taxes this week. Earthquakes occur almost every day in Los Angeles, San Francisco, Seattle, and Portland. Most are not large enough to cause damage, but sooner or later a one will hit. The resulting damage, loss of life, and the impact on our economy could be devastating. Many businesses and […]

  3. Does Santa Claus Need Insurance?

    by Bob Lilly

    Imagine that your entire business was focused on just one day out of the whole year?  You have to spend 364 days preparing for one single product distribution.  Do you think there might be just a little bit of stress—say around December 20?  If we attempted to present Santa with a business insurance proposal, he […]

  4. Think Different?

    by Bob Lilly

    We live in a changing world, and your business insurance needs to be changing as well. In order to keep your commercial insurance up to date you need to have the ability to change and update your insurance program on a regular basis.  The industry has developed a number of innovative insurance products that your […]

  5. Holiday Safety

    by Bob Lilly

    Shopping Safety As We Move Into The Holiday Season Black Friday is coming and that means we are in the middle of the Holiday Season. During the next 45 days, we will all be busy shopping, eating out and traveling. Crime rates tend to have a slight up-swing as spending is increased. This is due, […]

  6. Does Risk Management Have A Place In Your Texas Business?

    by Bob Lilly

    Category: Blog

    Business Insurance and Risk Every business faces risks of various kinds. If you have employees you have the risk of employee injury. You most likely buy workers’ compensation to protect yourself from this risk. No owner or manager wants to believe that their business is exposed to great risks; however, many situations may expose your […]

  7. Are You Ready For the Next Big Storm

    by Bob Lilly

    A Texas Home Insurance and Personal Safety Update There are many events that can create devastation to homes and families. These events can include winds, hurricanes, floods, fire, and more.  Your homeowner’s insurance may not automatically cover wind or flood damage, especially if you live in a high-risk area.  Homeowner’s insurance coverage can be adjusted […]

  8. Professional Decisions Can Be Risky

    by Bob Lilly

    A Professional Liability Update You make decisions every day that can come back to bite you.  You may not think so, but in this day of litigiousness, your business may be at risk.  One way to manage your risk is to consider management liability insurance. Professional liability, insurance is not just good business; it is […]

  9. Is Our Sharing Economy Creating New Risks For You?

    by Bob Lilly

    Uber, Airbnb and VRBO may increase your Texas  personal liability risk We live in a digital world that now allows us to share everything from our car, bike, boat, apartment and even our home with total strangers. Smart phones, and the applications that can be added, offer many useful tools, but some of these things […]

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