"Umbrella Insurance" Archives

  1. College Students And insurance

    by Bob Lilly

    Texas Personal Insurance This time of year, many recent high school graduates are preparing for their next phase of life.  Their plans may include heading off to college in another city or state.  One of the most important things they will need at school is something that doesn’t have to be packed at all – […]

  2. Is Insurance A Noble Profession?

    We believe without question that insurance is a noble profession. Our reason for this is that the purpose of insurance is to protect society, businesses, and individuals from financial loss and to help them recover when loss or damage occurs. Google defines “noble” as having, or showing, fine personal qualities or high moral principles and […]

  3. Can You Believe What Your Homeowners Insurance Can Cover?

    by Bob Lilly

    Texas Homeowner’s Insurance Update How many of you have actually read your homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand what coverage you have. Most homeowners are familiar with the basic coverage found their homeowner’s insurance policy; including coverage for the home itself, […]

  4. Umbrella Insurance Offers Added Protection

    by Bob Lilly

    A Texas Personal Insurance Update You have worked hard to build a good life for yourself and your family. You own a home, have two cars and a boat, and you might even have a second home. You have also built a financial future for your family with a 401k plan and other investments. One […]

  5. Does Business Really Solve Problems?

    by Bob Lilly

    A Texas Business Insurance Update According to the latest surveys by major insurers, small to medium sized businesses have a number of critical gaps in their insurance coverage. Most gaps are due to the business owner not fully understanding their risks and how to treat those risk with a well-designed business insurance program. While your […]

  6. The Best Way to Select an Agent That Is Right for You

    Here is a revolutionary idea; when you buy insurance, you are buying service and advice from the agent.  Insurance is not a commodity, it is a service.  Yes, you get an insurance policy; however, not all policies are created equal.  We believe that the best way to buy insurance is to select a qualified and […]

  7. Will Insurance Ever Go On Sale?

    A Texas Insurance Update Personal insurance and Business Insurance will never go “on sale.”  You will never see a 25% off or black Friday deal on homeowner’s insurance.  Buy one get one free for auto insurance is not going to be part of the insurance buying process.  There is a very good reason for this. […]

  8. Why An Personal Umbrella Policy Is Right For You

    by Bob Lilly

    Let’s face it, most of us have limited budgets when it comes to our insurance.  And most people feel insurance is an expensive item.  Generally, auto, homeowner’s, RV, and boat insurance policies cover liability for injuries or property damage suffered by a third party. Personal insurance policies are designed to cover accidents for which the […]

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