"Texas home insurance" Archives

  1. Texas Personal Insurance

    by Bob Lilly

    Texas Personal Insurance Update As we begin a new year, one thing on most people’s “to do list,” is buying home insurance and auto insurance.  When it comes to personal insurance, you want to be adequately covered if you do have a claim, but you do not want to pay more than you should.  We […]

  2. Can You Believe What Your Homeowners Insurance Can Cover?

    by Bob Lilly

    Texas Homeowner’s Insurance Update How many of you have actually read your homeowner’s insurance policy? We guess not too many. We do recommend that you read your policy to help you understand what coverage you have. Most homeowners are familiar with the basic coverage found their homeowner’s insurance policy; including coverage for the home itself, […]

  3. Umbrella Insurance Offers Added Protection

    by Bob Lilly

    A Texas Personal Insurance Update You have worked hard to build a good life for yourself and your family. You own a home, have two cars and a boat, and you might even have a second home. You have also built a financial future for your family with a 401k plan and other investments. One […]

  4. How Our Beliefs Impact Our Insurance Buying Decisions

    by Bob Lilly

    A Personal Insurance Update All of us have certain beliefs pertaining to homeowner’s insurance, auto insurance and other personal insurance products.  These beliefs can often cause us to make uneducated, or even poor, decisions regarding our personal insurance.  This was recently confirmed in a study completed by the Insurance Information Institute (I.I.I.) Research publication, “Homeowner’s […]

  5. Five Keys to Improving Your Personal Insurance

    by Bob Lilly

    A Personal Insurance Update We work to ensure that your personal insurance provides the protection you deserve and need.  We understand you may need different coverage like a personal umbrella, RV insurance, valuable articles coverage, earthquake, or flood coverage. Over the years, we have found that homeowners who adhere to the following strategies have a […]

  6. Our Top Ten List For Texas Homeowner’s Insurance

    by Bob Lilly

    Homeowner’s Insurance Countdown There are many factors that go into determining your homeowner’s insurance premiums. We thought it might be fun to address our “top ten list” of things every homeowner should know before purchasing insurance. Remember, as your agent we can help you identify the best possible combination of coverage, price and service. You […]

  7. A Guide to Texas Earthquake Insurance

    by Bob Lilly

    We had an earthquake in Taxes this week. Earthquakes occur almost every day in Los Angeles, San Francisco, Seattle, and Portland. Most are not large enough to cause damage, but sooner or later a one will hit. The resulting damage, loss of life, and the impact on our economy could be devastating. Many businesses and […]

  8. Holiday Safety

    by Bob Lilly

    Shopping Safety As We Move Into The Holiday Season Black Friday is coming and that means we are in the middle of the Holiday Season. During the next 45 days, we will all be busy shopping, eating out and traveling. Crime rates tend to have a slight up-swing as spending is increased. This is due, […]

  9. Are You Ready For the Next Big Storm

    by Bob Lilly

    A Texas Home Insurance and Personal Safety Update There are many events that can create devastation to homes and families. These events can include winds, hurricanes, floods, fire, and more.  Your homeowner’s insurance may not automatically cover wind or flood damage, especially if you live in a high-risk area.  Homeowner’s insurance coverage can be adjusted […]

  10. Is Our Sharing Economy Creating New Risks For You?

    by Bob Lilly

    Uber, Airbnb and VRBO may increase your Texas  personal liability risk We live in a digital world that now allows us to share everything from our car, bike, boat, apartment and even our home with total strangers. Smart phones, and the applications that can be added, offer many useful tools, but some of these things […]

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